★ Free pricing tool · Updated for 2026

Product Pricing Planner

Work out what to charge for your handmade products on Etsy and Shopify — one simple step at a time.

A quick heads-up: these numbers are estimates to point you in the right direction — a starting point, not exact figures or tax advice. Full details at the bottom.

1What it's made of

List the materials you can actually measure for one item — your main material, and anything you use a known amount of. Don't try to count drops of glue or inches of tape; the small, hard-to-measure stuff goes in the estimate below.

Small supplies & consumables estimate per item
$
A rough cushion for the bits you can't measure — glue, tape, a little paint, sandpaper. Two easy ways to land on a number: pick a small amount that feels right for your craft, or add up a month of these supply purchases and divide by how many items you made that month.
Material cost helper — price it from a sheet, roll, or pack

Tell it what you paid and how much one item uses, and it works out the cost for you. Example: $8.99 for a 12×18 sheet, a 1×1 piece ≈ $0.04.

What you paid for the whole thing
$
How many sheets you got 1 for a single sheet
sheets
Size of one sheet width × height, inches
×
Your piece size width × height, inches
×
Bought a pack of sheets? Put how many in the pack above, the size of one sheet, then your piece size — it works out the cost per piece. Example: $54 for 45 sheets of 12×12, a 2×6 piece ≈ $0.10.
Add a little for waste? offcuts & spacing · optional
%
≈ $0.00 per item
Name it optional
Materials total$0.00
2Packaging & shipping

Packaging is the box or mailer, tissue, label, and any little extras you tuck in. For shipping, only enter what you pay out of pocket — if your customer pays shipping at checkout, just leave it at $0.

Packaging per item
$
Shipping you cover per item
$
3Your time

Decide what your time is worth per hour, then add up how long one item takes from start to finish — designing, making, finishing, and packing it up. Paying yourself is the step most people skip, and it's exactly why so many end up working for free. Not sure what to charge? Check the cheat sheet below.

Pay yourself per hour $ / hour
$
Time to make one minutes
min
02.5 hrs5 hrs
Making several at once? (optional)

Once you're busy enough to make a bunch at a time, the setup and machine time get shared across them, so each one costs a little less. Leave this at 1 while you make to order. If you turn it on, enter the times above for the whole batch.

How many you make at once pieces
pcs
4Equipment & running costs

Two kinds of cost here. The per-use wear and electricity each time a machine runs goes into this item's price. Your monthly bills — subscriptions, apps, your Shopify plan — don't get piled onto every item (that would wreck your prices when sales are low). Enter them below, and the "Covering your monthly bills" box on the right shows how many sales pay for them.

Hourly running cost $ / hour
$
Machine wear and electricity while it runs. The cheat sheet has starting numbers by tool type.
Machine time for one minutes
min
02.5 hrs5 hrs
Monthly subscriptions & fixed bills $ / month, total
$
Everything you pay monthly that isn't tied to one item: design software (Canva, Adobe), shop or email apps, Cricut Access, your domain, your Shopify plan, a share of rent or insurance. Got five subscriptions at $10–20 each? Add them all into this one total.
5Your profit

Your hourly pay already covered your time. Profit is the extra — it's what lets your business grow, get through slow months, and replace tools when they wear out. A good starting point is adding 50% on top of your costs.

Add this much profit % on top of costs
%
0%100%200%
What do similar items sell for? optional
$
6Fees & taxes

Etsy and Shopify take a cut of every sale, and so does the card processor. The planner adds these in for you automatically. Below, set how much to save for taxes, and — if you'd like — a little for advertising or the occasional return.

Save for taxes % of profit
%
Advertising % of sale
%
Cushion for returns / breakage % of sale
%
The Etsy & Shopify fee rates

These are already filled in with the current 2026 rates — you don't need to change anything. If Etsy or Shopify update their pricing later, just come back and edit the numbers here.

Etsy

Fee per sale
%
Listing fee
$
Card fee
%
Card fee (flat)
$

Shopify

Card fee
%
Card fee (flat)
$
Shopify takes no cut per sale — only the card fee. Its $39/month plan is a monthly bill, so it goes in "Monthly subscriptions & fixed bills" back in step 4.
Add-ons & extra charges

Optional. These are extras you charge on top of the item price — like adding a name, a custom design, or rushing an order. Put what you'd charge for each and leave the rest at $0. The "Add-ons" box on the right shows what you keep after fees.

$What it costs you to make
Materials$0.00
Packaging$0.00
Shipping$0.00
Your time$0.00
Equipment$0.00
Total cost to make one$0.00
Running a sale?
%
We suggest charging
$0.00
enough to cover everything and keep your profit
$
We left sales tax out on purpose. That's money your customer pays that you simply pass on to the state — Etsy and Shopify add it at checkout for you, so it isn't a cost to you.
Covering your monthly bills

Your subscriptions and fixed bills aren't added to each item's price — at low sales that would make your prices balloon. Instead, the profit from your sales adds up to cover them. Here's how that math works out.

Fixed bills each month$0.00
Profit per sale (after fees)$0.00
Sales a month to cover them
About how many do you sell a month? your best guess
Everything you could charge for
A full checklist so nothing slips through. Items marked build in belong inside your price (use the steps above). Items marked charge extra are things you can bill a customer for on top, like a rush or a custom request.

Materials & supplies build in

step 1
  • Main material (wood, metal, clay, fabric…)
  • Secondary materials
  • Glue, epoxy, adhesive, tape
  • Sandpaper, blades, drill bits, needles
  • Paint, stain, ink, finish, sealant
  • Thread, yarn, filament, resin, vinyl
  • Hardware, findings, fasteners, magnets
  • Embellishments & trim
  • Wasted material, test pieces & mistakes

Packaging & shipping build in

step 2
  • Box, mailer, or bag
  • Tissue, wrap, filler, padding
  • Label, sticker, seal
  • Thank-you card or insert
  • Branded or custom packaging
  • Postage you cover (free shipping)
  • Tracking & insurance
  • Trips to the post office (time + gas)

Your time build in

step 3
  • Designing & planning
  • Making & assembling
  • Finishing & quality check
  • Photographing & editing photos
  • Writing the listing / description
  • Messaging with the customer
  • Packing & labeling
  • Admin: orders, email, bookkeeping

Equipment & overhead build in

step 4
  • Machine wear & replacement
  • Electricity & power
  • Design software & shop apps
  • Tool upkeep & sharpening
  • Studio or workshop rent
  • Internet & phone (a share)
  • Business insurance
  • Cleaning & maintenance supplies

Selling & business fees build in

step 6
  • Listing fee (Etsy)
  • Sale / commission fee
  • Card processing fee
  • Monthly plan (Shopify)
  • Ads (Etsy ads, social, Google)
  • Income & self-employment tax
  • Business license or permit
  • Accounting & bank fees

Add-ons you can bill charge extra

on top of your price
  • Personalization / custom name
  • Rush or expedited order
  • Custom design or proof
  • Extra revisions
  • Larger or oversized version
  • Gift wrapping
  • Digital file / template
  • Bulk or wholesale (lower each, bigger order)
Cheat sheet — typical numbers
Starting points when you're not sure what to put. These are rough estimates — adjust them to your own real numbers.

Hourly running cost

$ per hour the machine runs
Cutting machine (Cricut)$0.50–1.50
Sewing / embroidery$0.50–1.50
3D printer$0.50–2
Sublimation / heat press$1–3
Resin / UV printer$1–3
Laser cutter / engraver$2–5
CNC router$3–8
Kiln (per firing hour)$2–6
Make your own: (what the machine cost ÷ hours it'll last) + electricity per hour + supplies per hour.

Etsy fees (2026)

US sellers
Listing fee (per sale)$0.20
Fee per sale (incl. shipping)6.5%
Card processing3% + $0.25
Ad fee — under $10k/yr15% *
Ad fee — over $10k/yr12% *
Usual total per sale~9.5% + $0.45

* Ad fee only applies when an Etsy ad made the sale. You can opt out under $10k/year.

Shopify fees (2026)

Basic plan
Monthly plan (Basic)$39
Card processing (online)2.9% + $0.30
In-person card2.6% + $0.10
Extra per-sale cut$0 *

* As long as you use Shopify Payments. Shopify has no per-sale cut like Etsy — its "fee" is the monthly plan spread over your sales, so it gets cheaper the more you sell.

Pay, profit & buffers

rules of thumb
Pay yourself at least$15–35/hr
Profit on top of cost50–100%
Save for taxes25–30%
Advertising budget5–15%
Returns / breakage2–5%

Taxes vary by where you live and how much you earn — a tax pro can give you your real number.

Etsy or Shopify?

where to list it

Etsy already has shoppers searching, so it's great for getting found — but takes about 10%+ of every sale. Shopify sends you no shoppers (you bring them), but keeps fees flat and the customer is yours.

A common combo: use Etsy to get discovered, and Shopify for repeat buyers and higher-priced items. Price each product for the store it actually lives in.

Quick tips

good habits
  • Round to a friendly number ($24 or $24.99)
  • Re-check prices when supply costs rise
  • Raise prices as your skill & demand grow
  • Don't race competitors to the bottom
  • Running a sale? Set your everyday price a little higher so the discount still covers your costs
  • Track your real costs for a month — you'll be surprised
How it works, step by step
Pricing is really just this: add up every cost, pay yourself, add profit, then charge enough to cover the fees and taxes. Here's what each step does.
1

Add up your materials

Everything that goes into one item. List the materials you can measure, and for the tiny things you can't — glue, tape, a dab of paint, sandpaper — use the small-supplies estimate instead of trying to count them. Buying in sheets, rolls, or packs? The material cost helper turns what you paid into a per-item cost. The full checklist below will jog your memory.

2

Add packaging and shipping

The box, mailer, tissue, and label are real costs on every order. For shipping, only count what you pay — if the buyer pays it at checkout, leave it at zero.

3

Pay yourself

Pick an honest hourly rate and count every minute one item takes. Your time is not free. If you don't pay yourself, you're really just funding a hobby.

4

Add your equipment & monthly bills

Charge a little for every minute your tools run, to cover wear and power — that part goes into the item. Then total up your monthly bills (software, apps, subscriptions, your Shopify plan). Those don't get added to each product; instead the "Covering your monthly bills" box shows how many sales it takes to pay for them. That keeps your prices sane while your sales are still small.

5

That total is your cost — your floor

Everything so far adds up to what it truly costs you to make one. Never sell below this. At this number you've earned only your hourly pay and made zero profit.

6

Add your profit

Mark it up so the business itself earns something — not just you. 50% is a common starting point. This is your cushion for slow months, new tools, and the risk of running a business.

7

Cover the fees

Etsy and Shopify take their cut from the final price, so to actually keep what you planned, the price has to be a bit higher. The planner works out exactly how much higher and shows the suggested price for each store — you don't do any math.

Example: to keep $100 after a 12% fee, you'd charge about $114 — not $112 — because the fee comes off the higher number.
8

Set money aside for taxes

Profit is taxable, so save about 25–30% of it for tax time. You can also set aside a little for ads and the occasional return — both are already built into the suggested price. Sales tax is different: the buyer pays it and you pass it on, so it isn't your cost.

9

Double-check, then stick to it

Does the bar say your price looks healthy — not that it loses money? Pop the going rate into the comparable-price box: if your honest price comes out way higher on a cheap item, that's a sign to focus on higher-value pieces — not to sell below cost. Round to a clean number and raise prices as you grow. Your costs are real, and your price has to carry all of them.

A quick note Estimate only

This Product Pricing Planner is a free tool to help you think through your costs. It gives estimates only and is not financial, tax, accounting, legal, or business advice. It can't see your full situation, and the numbers it shows are starting points — not a promise of profit, income, or any particular result.

The Etsy, Shopify, and payment-processing rates built in are based on publicly available information believed to be accurate in 2026, but fees change often and may be different for your account. Always confirm the current rates and use your own real numbers before you set a price.

You're responsible for your own pricing and business decisions. For advice about your specific situation — especially taxes — please talk to a qualified accountant or tax professional. By using this tool you agree that its creator and anyone who shares it are not responsible for any loss or decision made based on it.